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We visited Global TVR Systems Ltd, who took us through some of the processes involved in the salvage and rebuild business.
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Based near Cambridge they can perform body repair work, and provide car paint distribution and GRP repair products
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They also have a comprehensive range of parts such as engines, interiors, body sections for Griffith, Chimaeras and Cerberas.

Tel:01480-386300
Fax: 01480-386301
peter.alberry-king@which.net

Crash... bang... wallop... your pride and joy restyled in a somewhat abstract manner. All too easily the insurance company utter the magic words 'Write Off' and what looked like minor frontal damage has consigned your car to the TVR graveyard. Off you trot to the dealer, cheque in hand for a replacement.

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This Griffith was a write off despite
the damage being restricted to one corner

Weeks later someone spots your car being sold for salvage. Heads shake... muttering... "Dodgy... they can't repair that... don't they know what happened to it...?"

A few months pass and the car is back on the road.  More mutterings, "Don't go near it... crash repaired... dangerous..."

Well is dangerous? Is it less of a TVR than an original?

After many years of horror stories of 'cut and shut' cars and back street garages performing dangerous repairs, the DVLA got together with the police, the insurance companies and the database companies such as HPI and set out to clean up the salvage business. Insurers now have a code of practice to ensure that dangerous write offs do not reappear on the road.

Categorisation

So what exactly is a write off? Well in the strictest sense of the word, it's a car that will cost more to repair than it's worth. However, that doesn't mean that the remains are worthless. When an insurer inspects a car, he now categories the wreck as follows. (click on the image to enlarge it)

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The Register

Having categorised a car, the insurers now have to record their decisions every step of the way. This is where the 'Register' comes into effect. Known in the business as MIAFTR, the Motor Insurers Anti Fraud & Theft Register is used to provide an audit trail for every car in the country. It's from this register that companies such as HPI and Equifax draw their information.

Category A and B vehicles should never reappear on the road. However there are legitimate routes back to the road for more unusual vehicles such as TVRs. It's easy to bend a chassis and to be classed as a category B car, however with a new chassis and repaired GRP bodywork, is it a new car or is it a repaired car?

The DVLA operate a points system to determine if a car can retain its original registration and history or whether it will be classed as a new car. If a car has retained enough of its original components - engine, steering, chassis, transmission etc. - then it will keep the same identity. If not then the mysterious Q plate is issued instead.

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Rebuilds Safe?

So what is the score with a salvaged TVR? Well curiously enough a rebuilt TVR could be considered safer than a rebuilt Eurobox. Repairing a monocoque chassis could well not restore the full strength into the whole unit. The car when placed under stress might exhibit different characteristics to those in an original.

However, rebuilding a TVR if done properly gives you a car that's as good as new. A new chassis is normally a prerequisite, as repairing the space frame is not recommended. Chassis come back from the TVR factory with the wheels, steering etc. in place ensuring that the geometry is set up correctly. Bolt on a body that's been pasted back together using the same techniques as are used to build the shells in the first place, and you have yourself a car which is literally as good, and as safe, as new.

So don't be scared of rebuilt cars. If you do your homework and ensure the documentation verifies the important facts like where the chassis has been sourced from, you could find yourself a very good value car. Or how about the luxury of a track day car rebuilt to your specifications...?

 

MIAFTR

The computer register, which is operated jointly by the Association of British Insurers and Lloyd's, holds details of all reported theft and total loss claims, enabling insurers to check for fraud, including multiple claims. It is also used extensively by the police to check on vehicles whose identity has been transferred to a stolen car ("ringers") and in tracking down stolen vehicles exported overseas. There are currently over 5 million separate entries on the register.

The register has been instrumental in uncovering:

  • A couple who made 11 claims for the same accident involving the same vehicle. Investigations revealed they had purchased a car already seriously damaged in a previous accident and taken out 11 separate motor policies with different insurers. If successful they would have made over £65,000.
  • A gang who targeted expensive Land and Range Rovers in British Rail car parks throughout the Midlands and the North West. Working closely with British Transport Police, a series of dawn raids on premises in Staffordshire and Derbyshire led to the recovery of over 50 stolen vehicles worth over £300,000.
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  • Stolen vehicles worth over £80,000 which were recovered following checks made on cars passing through the port of Holyhead, North Wales.

The crackdown on motor insurance crime has also revealed the lengths to which some policyholders will go to make a fraudulent claim. For example:

  • A Royal Marine Officer hid his Vauxhall Frontera in a garage for six months after reporting it stolen and making a theft claim.
  • Planning to crash his car and claim on the policy, a policyholder arranged for his friend, an experienced speedway driver, to deliberately crash the vehicle. The vehicle, duly crashed, was declared a write-off and the owner claimed £16,000. The fraud was discovered when the friend admitted all to the police.
  • A racing driver claimed more than £40,000 from insurance companies for allegedly being permanently disabled. Although he had claimed to be disabled after straining his back gardening, he was driving and working.
  • After an insured's vehicle was involved in an accident, he used a hammer to cause additional damage in an attempt to have the car declared a write-off rather than having it repaired.

Source: ABI